Legal Notice, Terms of Use Agreement

Please read these terms and conditions concerning the use of this website. By downloading materials and documentation from this website you agree to be legally bound by these terms and conditions. If you do not agree to these terms, do not use this website.

These terms of use describe the terms and conditions applicable to your use of our website and the services and or products offered. By clicking the "I AGREE" button you acknowledge having read, understood and accepted all of the terms and conditions contained in this agreement and our Privacy Policy. This agreement includes those terms and conditions expressly set out below and those incorporated by reference. We strongly recommend that you also access and read any other information contained on other pages or websites referred to in this notice, as they may contain further terms and conditions that apply to you.

You warrant, represent and undertake that any information which you provide when you purchase from this website shall be up to date, true and accurate in all respects and you agree to notify us immediately of any changes to such information.

You agree to indemnify and hold us and our affiliates and agents and our and their respective officers, directors and employees harmless from any claim or demand, including legal fees, made by any third party due to or arising out of your breach of this agreement and/or your violation of any law or rights of a third party.

The precise coverage afforded by this website is subject to the terms and conditions of the policies issued. No warranties or representations of any kind are made to any party.

Any products or services offered for sale on this website are available only in provinces and territories of Canada. Nothing on this website is an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation cannot legally be made, or to any person to whom it is unlawful to made an offer of solicitation.

Rights Granted and Restrictions on Use

You are granted right of access, view and use the site for your personal use and you are granted rights to download, store and print copies of items comprising the content for your personal use, provided you maintain all copyright and other notices contained in such content.

Revisions to this Website

WEDensure and its affiliates use reasonable efforts to ensure all information on this website is current and accurate; however it does not guarantee the accuracy, completeness or timeliness of such information. We assume no responsibility for the accuracy of the information provided on this website. This website does not offer to sell, or invite to purchase any product in or from a jurisdiction where any such offer to sell would violate the laws of such jurisdiction.

The content of this website, including this disclaimer and any its terms or conditions may change without notice. WEDensure and its affiliates assume no responsibility or liability for content not expressly warranted.

DISCLAIMERS

WEDensure, its affiliates and each of their respective licensors, service providers or suppliers assume no liability for any inaccurate or incomplete information provided or for any actions taken in reliance thereon. Any information on this website provided by a third party and without limitation the information obtained through any link that has been supplied without verification by us.

You agree that WEDensure any of its affiliates, officers, directors, agents and employees nor any other party involved in creating or delivering the information on this website is not liable for any incidental, direct, indirect or consequential damages whatsoever (whether arising in contract, tort or negligence) including but not limited to, damages for loss of profits, data or use arising out of or in connection with the access or use of this website.

WEDensure reserves the right to make changes or updates to this website and services at any time without prior notice.

You agree not to use any information on this site in any claims, proceedings, suits or actions against WEDensure its directors, agents and its affiliates.

You agree to accept all policy documentation and contracts of insurance electronically.

Links to Other Web Sites

WEDensure does not endorse or promote in any way the information found or products or services sold at other WWW sites accessible from the WEDensure home or elsewhere on the website. WEDensure may provide links to certain WWW sites without any warranty or representation with regard to the products or services which may be advertised or promoted at those sites. Links to this website are by written agreements only. Please review important information in the Copyright Notice.

E-mail Disclaimer

WEDensure is not responsible for and will not be liable to you or any one else for any harm, damage, claims or cost you may experience or incur in connection with an e-mail sent by you to WEDensure or an e-mail sent by WEDensure to you at your request. Any unprotected e-mail communication over the Internet is not confidential, subject to possible interception or loss, and is also subject to possible alteration.

Viruses

WEDensure assumes no responsibility for harm, damage, claims or cost you may incur, or viruses that may infect your computer equipment in connection with your access to or use of this website or your downloading of any data, text, images, files or other materials from this website.

Copyright and Trademarks

The content of this site, including all information, material and graphics and logo are the subject of copyright owned by NW Insurance Brokers Ltd. (with the exception of the Policy Wordings & Certificate of Insurance the copyright in which is owned by Everest Insurance Company of Canada). "WEDensure" is a trademark and trade name of NW Insurance Brokers Ltd. and the WEDensure logo is a trademark of NW Insurance Brokers Ltd.

You are not permitted to use any of the trademarks of WEDensure, its affiliates or their respective licensors, suppliers or service providers displayed on this web site without the prior written consent of WEDensure or any of its affiliates or subsidiaries. The contents of this website are the property of NW Insurance Brokers Ltd. and/or Everest Insurance Company of Canada and/or its affiliates.

Protection of Information

We have taken all reasonable steps to secure and protect your information against loss, misuse and interception by third parties of the information under our control.

Insurance Products

All of the insurance products are subject to the terms and conditions of the insurance policies and their applicable legislation. We strongly suggest that you read the Specimen Policy Wordings prior to purchasing the product.

WEDensure wedding insurance is underwritten by Everest Insurance Company of Canada and WEDensure claim services are provided by Crawford Adjusters of Canada.

Product Availability

The products offered on WEDensure web site are not available at this time in the province of Quebec. The products and services accessed on this web site are available only in the jurisdictions in which an offer or solicitation is legally made. This site does not offer any product or service to any person to whom it is unlawful to make an offer or solicitation. This web site may be accessed from countries other than Canada, WEDensure their affiliates or agents makes no representation that the content on this web site is available for use in Countries other than Canada.

Warranties and Conditions

The application form on this website is the basis of our contract with you. In reliance of the accuracy of the statements made in the application and subject to all of the policy terms, warranties and conditions, we will provide the insurance described in the Certificate of Insurance when we have received your premium. All documentation, policy wording and contract of insurance will be issued electronically. You are responsible for the accuracy of all underwriting information you provide including your e-mail address. If you do not comply with all of the provisions of your Policy, it could become void or we may not be able to accept liability for a claim. We will insure you anywhere in the Coverage Territory during the Policy Period up to the limits shown in the Certificate of Insurance and subject to the Deductible Clause.

As a condition of insurance you warrant (promise) that at the time of issue of this insurance:

Violations of Terms of Use

WEDensure and its affiliates reserves the right to seek all remedies available at law and in equity for violations of these Terms of Use, including the right to block access from a particular internet address to our site.

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